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Updated: 15/04/2025


Privacy Policy – myjar.uk

Who Are We?

myjar.uk is a trading name of PJG Financial Limited, a credit broker and not a direct lender. We are a company incorporated in Scotland under company number SC535782. Our activities are authorised and regulated by the Financial Conduct Authority (FCA), and you can find us on the Financial Services Register under reference number 919697. We are also registered with the Information Commissioner’s Office (ICO), registration number ZB537016.

Registered Address:
PJG Financial Limited
272 Bath Street
Glasgow
G2 4JR

Why This Privacy Policy Matters

This policy outlines how we collect, use, store, and share your personal information when you use myjar.uk. It is important that you read it alongside our [Terms and Conditions] to fully understand how your data will be handled.

Please note that if you are redirected to a third-party website (such as a lender or broker), their own privacy policy will apply. We are not responsible for how external providers process your information.

Information We May Collect

‘Personal data’ means any information that can identify you directly or indirectly. This may include (but isn’t limited to):

  • Your name, address, and contact details

  • Date of birth

  • Bank and financial details

  • Employment information

  • IP address and device data

Our Legal Basis for Using Your Information

As a regulated credit broker, PJG Financial Limited processes your information to help you connect with financial services and credit products.

We may share your data with selected FCA-authorised lenders and brokers to help match you with a suitable solution. This is done on the basis of legitimate interest, unless overridden by your data protection rights.

How We Use Your Information

When you submit an enquiry or application through our website, we may contact you about your request and related services—unless you ask us not to.

We may also provide relevant updates or offers using your submitted contact details. These communications are in line with the ‘soft opt-in’ principle, allowing us to keep in touch regarding services you’ve shown interest in. You can opt out at any time.

We do not share your data with unrelated third parties for marketing purposes.

How We Share Your Data

To deliver our services and assist you with your enquiry, we may share your information with:

  • FCA-regulated lenders and brokers

  • Providers of services such as email or SMS communications

  • Advertising platforms, including Google and Facebook

Some partners may use your data for fraud prevention, creditworthiness assessments, or tailoring product offerings.

In certain circumstances, we may also share your information with regulatory bodies, law enforcement, or government authorities if legally required.

To learn more about who your data may be shared with, please contact us using the details below.

Data Retention

We retain your personal data for up to 12 months from your last interaction with our website or services, unless you request it to be deleted sooner. Some information may be stored longer for legal or regulatory compliance, particularly within secure backup systems.

Your Rights Under GDPR

You are entitled to the following data rights under UK GDPR:

  • Right to be informed – Know how and why your data is used

  • Right of access – Request copies of your personal data

  • Right to rectification – Correct inaccurate or incomplete data

  • Right to erasure – Ask us to delete your data (with some limitations)

  • Right to restrict processing – Limit how your data is used

  • Right to data portability – Move your data to another provider

  • Right to object – Stop processing based on legitimate interest or direct marketing

  • Rights related to automated decision-making – Request human review

  • Right to withdraw consent – Revoke previously granted permission

  • Right to complain – Raise issues with the Information Commissioner’s Office (ICO)

More information is available at: www.ico.org.uk

Cookies and Tracking

myjar.uk uses cookies to improve website performance and provide a better experience. These include:

  • Essential cookies – for core website functionality

  • Performance cookies – to understand usage patterns

  • Marketing cookies – to deliver relevant ads

For full details, see our [Cookie Policy].

Data Security

Protecting your information is a top priority. We implement strong security measures such as encryption, firewalls, and secure servers to keep your data safe. Our partners are also expected to adhere to strict security standards.

International Data Transfers

If we need to share your information with partners based outside the European Economic Area (EEA), we will ensure appropriate safeguards are in place to maintain your data protection rights.

How to Make a Complaint

We want to resolve any concerns quickly and fairly. If you’re unhappy with how your data has been handled, please contact us:

By Post:
PJG Financial Limited
272 Bath Street
Glasgow
G2 4JR

By Email:
complaints@myjar.uk

Further details can be found in our [Complaints Procedure].

Get in Touch

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

📧 Email: contact@myjar.uk
📮 Post: PJG Financial Limited, 272 Bath Street, Glasgow, G2 4JR