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Privacy Policy – MyJar.uk
Updated: 15/04/2025

Who We Are

MyJar.uk is a trading name of PJG Financial Limited, a credit broker and not a direct lender. We are a company incorporated in Scotland (Company Number: SC535782) and are authorised and regulated by the Financial Conduct Authority (FCA) (Firm Reference Number: 919697). We are also registered with the Information Commissioner’s Office (ICO) (Registration Number: ZB537016).

Registered Address:
PJG Financial Limited
5 South Charlotte Street
Edinburgh
EH2 4AN

Why This Privacy Policy Matters

This policy outlines how we collect, use, store, and share your personal information when you use MyJar.uk. Please read this policy together with our Terms and Conditions and Cookie Policy to understand how your data will be handled.

Please note: If you are redirected to a third-party website (such as a lender or broker), their own privacy policy will apply. We are not responsible for how external providers process your information.

Information We May Collect

‘Personal data’ means any information that can identify you directly or indirectly. This may include:

  • Your name, address, and contact details

  • Date of birth

  • Employment and income details

  • Bank and financial information

  • IP address and device/browser data

Our Legal Basis for Using Your Information

As a regulated credit broker, we use your personal data to connect you with suitable financial products and services. Our lawful bases for processing under UK GDPR may include:

  • Legitimate interests – to match you with appropriate lenders or brokers

  • Consent – for marketing communications or specific data processing

  • Contractual necessity – for handling your enquiry or application

  • Legal obligation – for fraud prevention or compliance with regulation

How We Use Your Information

When you submit an enquiry or application via our website, we may:

  • Contact you in relation to your request

  • Share your data with selected FCA-authorised lenders or brokers

  • Send relevant updates or offers using the contact details provided (in line with the ‘soft opt-in’ principle)

  • Fulfil legal or regulatory duties

  • Prevent and detect fraud

You can opt out of marketing communications at any time by contacting us.

We do not share your data with unrelated third parties for marketing purposes.

How We Share Your Data

We may share your information with:

  • FCA-regulated lenders and brokers

  • Service providers (e.g. email/SMS systems)

  • Advertising platforms such as Google and Facebook

  • Law enforcement or regulatory bodies when legally required

Some partners may use your data for creditworthiness assessments, fraud prevention, or personalising product offers.

For more information about third parties we share data with, please contact: contact@myjar.uk

Data Retention

We retain your personal data for up to 12 months from your last interaction with our site, unless you request its deletion sooner. Some data may be stored longer if required for legal, regulatory, or backup purposes.

Your Rights Under UK GDPR

You have the following rights under UK data protection law:

  • Right to be informed – Know how your data is used

  • Right of access – Obtain a copy of your personal data

  • Right to rectification – Correct inaccurate or incomplete information

  • Right to erasure – Request deletion of your data (with limitations)

  • Right to restrict processing – Limit how your data is used

  • Right to data portability – Move your data to another provider

  • Right to object – Stop processing based on legitimate interest or direct marketing

  • Rights related to automated decision-making – Request human involvement

  • Right to withdraw consent – Revoke previously given permission

  • Right to complain – Lodge a complaint with the Information Commissioner’s Office

For more details, visit: www.ico.org.uk

Cookies and Tracking

MyJar.uk uses cookies to enhance performance and user experience. These include:

  • Essential cookies – Required for core functionality

  • Performance cookies – Monitor site usage

  • Marketing cookies – Deliver targeted advertising

You can manage cookie preferences via your browser. Full details are in our Cookie Policy.

Data Security

We take your data protection seriously and use strong security measures including:

  • Encrypted connections

  • Secure servers and firewalls

  • Controlled access and monitoring

All our partners are required to meet robust data protection and security standards.

International Data Transfers

If your data is transferred outside the UK or EEA, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or equivalent mechanisms.

How to Make a Complaint

If you are unhappy with how your data has been handled, we aim to resolve your concerns fairly and quickly. Please contact:

By Post:
PJG Financial Limited
5 South Charlotte Street
Edinburgh
EH2 4AN

By Email:
📧 complaints@myjar.uk

Further information is available in our Complaints Procedure.

Get in Touch

If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us:

📧 Email: contact@myjar.uk
📮 Post: PJG Financial Limited, 5 South Charlotte Street, Edinburgh, EH2 4AN