Warning: Late repayment can cause you serious money problems. For help visit moneyhelper.org.uk/en. We are a broker and not a lender. We don’t make lending decisions.  

Privacy Policy

Please read our website’s Privacy Policy carefully. 


By using our site, we assume you have understood and accepted this Privacy Policy and Terms & Conditions. 


If you do not wish to agree to the terms of our policy, we recommend not using our website. 


Our Privacy Policy explicitly details that any personal data you provide us, or that we obtain from you, will be processed by us.


We are aware of how important your privacy is, and based on this, we have implemented measures that will ensure any personal data obtained from you by visiting our website will be processed and maintained in line with Financial Conduct Authority (‘FCA’) standards. 


This Privacy Policy explains how MyJar, a registered trading name of PJG Financial Limited, will collect and use personal information from you.



T dot Limited (ICO number ZA128431) is the data controller concerning the processing of the information that is collated and provided by you as an individual.



INFORMATION/DATA WE MAY OBTAIN FROM YOU
The following data can be collected and processed by using our website:

  • Details of your activity on our website, used to show MyJar examples of which parts of our site are most and least used.
  • Information to authenticate your identity.
  • Personal information may be collected to resolve any queries or complaints.

HOW WE STORE YOUR INFORMATION
MyJar does not store any data. We pass all customer information to T dot Ltd, and their privacy policy, including how they use and store data, can be found here.



HOW WE USE YOUR PERSONAL INFORMATION
Information collected by us, PJG Financial Limited, will be sent to our partners and processed in the following ways:

  • To verify customer identity and credit standing to enable us to process your application with Our Partners.
  • To assess your credit history and confirm employment details.
  • To generate statistics for internal purposes (market and product analysis, credit/behaviour scoring).
  • To detect, prevent, and investigate actual and potential fraudulent activities.
  • To develop, manage, and market products and services to meet our customer’s needs.
  • To respond to queries or complaints.
  • To update the website to meet clients’ needs better.
  • To help carry out admin and service your account.
  • To pass information to third parties, which may be located outside the European Economic Area (EEA). We will ensure your personal information is protected to the standards of the Data Protection Act 2018.

If you do not wish to receive marketing communications from our partners at T dot Limited, you may send us an email to ‘contact@myjar.uk’ or by writing to PJG Financial Limited, Suite A, Floor 2, Avalon, 26-32 Oxford Rd, Boscombe, Bournemouth BH8 8EZ.


You can also contact T dot Limited directly via email at: dpo@t.uk. You will be able to access the records T dot Limited holds. MyJar does not store data. They will not charge a fee to provide this information unless the request is manifestly unfounded or excessive. If further copies are required, a fee may apply.


SHARING DATA
Your data will be processed by T dot Limited. Their privacy policy can be found here.


DISCLOSING YOUR PERSONAL INFORMATION
We may share your information with third parties for the following reasons:

  • To assist in finding you a loan or specialist product/service.
  • If our company changes ownership or assets, the new proprietors will need access to your information to continue operations effectively.
  • Sharing data with fraud prevention or credit reference agencies.
  • Providing services via businesses located outside the EEA.
  • Investigating any enquiries or complaints raised by the consumer.
  • For marketing, research, or statistical analysis by our partners.

YOUR RIGHTS
Our website may provide links to other websites; if so, we cannot be held responsible for those sites’ Privacy Policies, content, practices, or services. We urge you to read these policies before submitting any personal information.

MyJar will resolve complaints regarding data protection issues. If you are unhappy with our final decision or have further questions, you can raise your claim with the Information Commissioner’s Office (ICO).



CAN YOU ACCESS THE INFORMATION WE HOLD ABOUT YOU?
You will be able to access the records T dot Limited holds about you. MyJar does not store data. There is no fee unless the request is manifestly unfounded or excessive. If you require further copies, a fee may apply.



FRAUD PREVENTION AGENCIES & CREDIT REFERENCING
Upon application, T dot Limited may use both fraud prevention agencies and credit reference agencies to help make relevant decisions. By submitting our Website’s application form, you confirm that all information provided is accurate and complete. Completing the application grants Our Partners permission to check the following records:

  • Credit reference agencies (CRAs).
  • Fraud prevention agencies (FPAs).


COOKIES
Cookies are small electronic files that gather data when you visit a website. We use cookies to analyse traffic and customer behaviour. Cookies help us improve our website and service. We do not store sensitive information like passwords or locations.

Most web browsers automatically accept cookies, but you can amend your browser settings. Please note that disabling cookies may affect website performance.



CHANGES TO THIS PRIVACY POLICY
PJG Financial Limited may amend this Privacy Policy occasionally. We recommend you visit this policy regularly to stay updated on the latest version. 


Updated 19/10/24

MyJar is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.

MyJar.uk does not charge customers a fee for using its broker services, but it might receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

MyJar is a registered trading name of PJG Financial Limited which is authorised and regulated by the Financial Conduct Authority under reference number: 919697. PJG Financial Limited is registered in Scotland (company number SC535782), registered office 272 Bath Street Glasgow G24JR. We’re a fully regulated and authorised credit broker and not a lender.

Although lending partners initial eligibility checks involve a soft pull of your credit information, and there is no impact on your credit file at this stage, lending partners may subsequently conduct a hard search, prior to finalising your loan offer. This hard search would stay on your report for 12 months.

 

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