Rates from 12.9% APR
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months.
Why compare payday loans with MyJar?
Check your eligibility before you apply
Match with a lender from our panel who will be mostly likely to say yes to your loan application with only a soft-search.
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Quick loan decision
Some of the lenders on the MyJar panel accept and payout on the same day as your application.
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Soft search technology
Your credit score won’t be affected when retrieving your quote but a hard search WILL be performed if you accept and formally apply for the loan offer.
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Frequently asked questions (FAQ)
What is a payday loan, and how does it work?
A payday loan is a short-term loan designed to help you cover expenses until your next payday. Typically, the loan is repaid in full, with interest, when you receive your wages.
What are the eligibility requirements for a payday loan?
You generally need to be at least 18 years old, a UK resident, and have a regular source of income. Lenders may also run credit checks or require proof of earnings.
How quickly will I receive the funds?
If approved, many payday lenders transfer the loan amount within minutes or a few hours, although it can sometimes take up to 24 hours.
How much can I borrow with a payday loan?
Payday loan amounts vary depending on the lender and your financial situation. Most UK payday loans range from £100 to £1,000. Our lenders lend up to £5,000.
Can I get a payday loan with bad credit?
Yes, many payday lenders offer loans to individuals with poor credit. However, interest rates may be higher, and approval depends on other factors, such as your income and financial situation.
What happens if I can't repay my payday loan on time?
If you are unable to repay your loan on the agreed date, additional interest and fees may apply. It’s important to contact the lender as soon as possible to discuss repayment options and avoid further charges.
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Payday loans from
£50 to £5000
How much do you need?
£500
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Will I be approved?
